.PolicyPage-module__n7GjhG__pageWrapper{background-color:#f8fafc;min-height:auto;padding:80px 0}.PolicyPage-module__n7GjhG__sectionHeader{text-align:center;margin-bottom:40px}.PolicyPage-module__n7GjhG__sectionDesc{color:#64748b;max-width:700px;margin-top:14px;font-size:1rem;line-height:1.7}.PolicyPage-module__n7GjhG__highlight{color:var(--color-accent,#cfa85e);font-style:italic;font-family:var(--font-playfair), serif}.PolicyPage-module__n7GjhG__introCard{background:#fff;border:1px solid #e2e8f0;border-radius:16px;margin-bottom:40px;padding:32px 36px;position:relative;overflow:hidden;box-shadow:0 6px 24px #0f172a0a}.PolicyPage-module__n7GjhG__introCard:before{content:"";background:var(--color-accent,#cfa85e);width:5px;height:100%;position:absolute;top:0;left:0}.PolicyPage-module__n7GjhG__introTitle{font-family:var(--font-playfair), serif;color:var(--color-primary);margin-bottom:12px;font-size:1.55rem;font-weight:700}.PolicyPage-module__n7GjhG__introText{color:#475569;margin-bottom:0;font-size:.98rem;line-height:1.8}.PolicyPage-module__n7GjhG__policyCategoryCard{background:#fff;border:1px solid #e2e8f0;border-radius:16px;flex-direction:column;height:100%;transition:transform .3s,box-shadow .3s,border-color .3s;display:flex;overflow:hidden;box-shadow:0 10px 30px #0f172a0d}.PolicyPage-module__n7GjhG__policyCategoryCard:hover{border-color:#cbd5e1;transform:translateY(-4px);box-shadow:0 18px 40px #124b8a1a}.PolicyPage-module__n7GjhG__cardHeader{border-bottom:1px solid #f1f5f9;padding:24px 24px 20px;position:relative}.PolicyPage-module__n7GjhG__cardHeaderIndividual{background:linear-gradient(135deg,#f0fdf4 0%,#fff 100%);border-top:4px solid #10b981}.PolicyPage-module__n7GjhG__cardHeaderGroup{border-top:4px solid var(--color-primary);background:linear-gradient(135deg,#f0f7ff 0%,#fff 100%)}.PolicyPage-module__n7GjhG__cardHeaderEvent{background:linear-gradient(135deg,#fffbeb 0%,#fff 100%);border-top:4px solid #f59e0b}.PolicyPage-module__n7GjhG__categoryIconWrapper{border-radius:10px;justify-content:center;align-items:center;width:44px;height:44px;margin-bottom:14px;font-size:1.35rem;display:flex}.PolicyPage-module__n7GjhG__categoryIconIndividual{color:#059669;background:#10b98124}.PolicyPage-module__n7GjhG__categoryIconGroup{color:var(--color-primary);background:#124b8a1f}.PolicyPage-module__n7GjhG__categoryIconEvent{color:#d97706;background:#f59e0b26}.PolicyPage-module__n7GjhG__categoryBadge{letter-spacing:1px;text-transform:uppercase;border-radius:20px;margin-bottom:6px;padding:3px 10px;font-size:.72rem;font-weight:700;display:inline-block}.PolicyPage-module__n7GjhG__categoryBadgeIndividual{color:#047857;background:#ecfdf5;border:1px solid #a7f3d0}.PolicyPage-module__n7GjhG__categoryBadgeGroup{color:#1d4ed8;background:#eff6ff;border:1px solid #bfdbfe}.PolicyPage-module__n7GjhG__categoryBadgeEvent{color:#b45309;background:#fffbeb;border:1px solid #fde68a}.PolicyPage-module__n7GjhG__categoryTitle{font-family:var(--font-playfair), serif;color:#0f172a;margin-bottom:4px;font-size:1.32rem;font-weight:700}.PolicyPage-module__n7GjhG__categorySubtitle{color:#64748b;margin-bottom:0;font-size:.84rem}.PolicyPage-module__n7GjhG__cardBody{flex-direction:column;flex:1;padding:24px;display:flex}.PolicyPage-module__n7GjhG__tierList{flex-direction:column;gap:12px;margin-bottom:20px;display:flex}.PolicyPage-module__n7GjhG__tierItem{background:#f8fafc;border:1px solid #edf2f7;border-radius:10px;justify-content:space-between;align-items:center;gap:12px;padding:12px 14px;transition:all .2s;display:flex}.PolicyPage-module__n7GjhG__tierItem:hover{background:#fff;border-color:#cbd5e1}.PolicyPage-module__n7GjhG__tierInfo{flex-direction:column;gap:2px;display:flex}.PolicyPage-module__n7GjhG__tierDays{color:#1e293b;font-size:.8rem;font-weight:700}.PolicyPage-module__n7GjhG__tierNote{color:#64748b;font-size:.76rem}.PolicyPage-module__n7GjhG__refundBadge{white-space:nowrap;letter-spacing:.3px;border-radius:20px;align-items:center;gap:5px;padding:5px 12px;font-size:.8rem;font-weight:700;display:inline-flex}.PolicyPage-module__n7GjhG__badgeFull{color:#059669;background:#ecfdf5;border:1px solid #6ee7b7}.PolicyPage-module__n7GjhG__badgeHalf{color:#2563eb;background:#eff6ff;border:1px solid #93c5fd}.PolicyPage-module__n7GjhG__badgePartial{color:#d97706;background:#fffbeb;border:1px solid #fcd34d}.PolicyPage-module__n7GjhG__badgeZero{color:#dc2626;background:#fef2f2;border:1px solid #fca5a5}.PolicyPage-module__n7GjhG__specialClauseBox{color:#475569;background:#f8fafc;border-left:3px solid #cbd5e1;border-radius:8px;margin-top:auto;padding:12px 14px;font-size:.84rem;line-height:1.55}.PolicyPage-module__n7GjhG__specialClauseWarning{color:#991b1b;background:#fff8f6;border-left-color:#ef4444}.PolicyPage-module__n7GjhG__termsSection{background-color:#fff;border-top:1px solid #e2e8f0;padding:80px 0 75px}.PolicyPage-module__n7GjhG__termsGrid{grid-template-columns:repeat(2,1fr);gap:24px;margin-bottom:40px;display:grid}.PolicyPage-module__n7GjhG__termCard{background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:24px;transition:all .25s}.PolicyPage-module__n7GjhG__termCard:hover{background:#fff;border-color:#cbd5e1;box-shadow:0 8px 24px #124b8a0f}.PolicyPage-module__n7GjhG__termCardHeader{align-items:center;gap:12px;margin-bottom:12px;display:flex}.PolicyPage-module__n7GjhG__termIcon{width:40px;height:40px;color:var(--color-primary);background:#124b8a1a;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;font-size:1.25rem;display:flex}.PolicyPage-module__n7GjhG__termTitle{font-family:var(--font-playfair), serif;color:#0f172a;margin:0;font-size:1.15rem;font-weight:700}.PolicyPage-module__n7GjhG__termText{color:#475569;margin-bottom:0;font-size:.9rem;line-height:1.65}.PolicyPage-module__n7GjhG__supportCard{color:#fff;background:linear-gradient(135deg,#0f1722 0%,#1a2a3f 100%);border:1px solid #cfa85e59;border-radius:16px;padding:36px 32px;box-shadow:0 10px 30px #0f172a1f}.PolicyPage-module__n7GjhG__supportTitle{font-family:var(--font-playfair), serif;color:#fff;margin-bottom:8px;font-size:1.45rem;font-weight:700}.PolicyPage-module__n7GjhG__supportText{color:#ffffffd9;margin-bottom:0;font-size:.92rem;line-height:1.65}.PolicyPage-module__n7GjhG__supportBtnGroup{flex-wrap:wrap;justify-content:flex-end;gap:12px;display:flex}.PolicyPage-module__n7GjhG__btnPhone{background-color:var(--color-accent,#cfa85e);white-space:nowrap;border:none;border-radius:8px;align-items:center;gap:8px;padding:12px 22px;font-size:.92rem;font-weight:700;text-decoration:none;transition:all .3s;display:inline-flex;color:#0f1722!important}.PolicyPage-module__n7GjhG__btnPhone:hover{background-color:#bfa04e;transform:translateY(-2px);box-shadow:0 6px 18px #cfa85e59}.PolicyPage-module__n7GjhG__btnEmail{white-space:nowrap;background:#ffffff1f;border:1px solid #ffffff40;border-radius:8px;align-items:center;gap:8px;padding:12px 22px;font-size:.92rem;font-weight:600;text-decoration:none;transition:all .3s;display:inline-flex;color:#fff!important}.PolicyPage-module__n7GjhG__btnEmail:hover{background:#ffffff38;transform:translateY(-2px);color:#fff!important}@media (max-width:991px){.PolicyPage-module__n7GjhG__pageWrapper{padding:60px 0}.PolicyPage-module__n7GjhG__termsSection{padding:60px 0 55px}.PolicyPage-module__n7GjhG__introCard{margin-bottom:30px;padding:26px 24px}.PolicyPage-module__n7GjhG__supportBtnGroup{justify-content:flex-start;margin-top:20px}}@media (max-width:768px){.PolicyPage-module__n7GjhG__pageWrapper{padding:45px 0!important}.PolicyPage-module__n7GjhG__termsSection{padding:45px 0 40px!important}.PolicyPage-module__n7GjhG__introCard{border-radius:12px;margin-bottom:25px;padding:20px 18px}.PolicyPage-module__n7GjhG__introTitle{font-size:1.3rem}.PolicyPage-module__n7GjhG__introText{font-size:.92rem;line-height:1.65}.PolicyPage-module__n7GjhG__cardHeader{padding:20px 18px 16px}.PolicyPage-module__n7GjhG__cardBody{padding:18px}.PolicyPage-module__n7GjhG__categoryTitle{font-size:1.2rem}.PolicyPage-module__n7GjhG__tierItem{padding:10px 12px}.PolicyPage-module__n7GjhG__tierDays{font-size:.84rem}.PolicyPage-module__n7GjhG__refundBadge{padding:4px 10px;font-size:.74rem}.PolicyPage-module__n7GjhG__termsGrid{grid-template-columns:1fr;gap:16px}.PolicyPage-module__n7GjhG__termCard{padding:18px 16px}.PolicyPage-module__n7GjhG__supportCard{border-radius:12px;padding:24px 18px}.PolicyPage-module__n7GjhG__supportTitle{font-size:1.25rem}.PolicyPage-module__n7GjhG__supportBtnGroup{flex-direction:column;gap:10px;width:100%}.PolicyPage-module__n7GjhG__btnPhone,.PolicyPage-module__n7GjhG__btnEmail{justify-content:center;width:100%}}@media (max-width:576px){.PolicyPage-module__n7GjhG__pageWrapper{padding:40px 0!important}.PolicyPage-module__n7GjhG__termsSection{padding:40px 0 35px!important}.PolicyPage-module__n7GjhG__sectionDesc{font-size:.88rem}.PolicyPage-module__n7GjhG__introCard{padding:18px 14px}.PolicyPage-module__n7GjhG__cardBody{padding:16px 14px}.PolicyPage-module__n7GjhG__tierItem{padding:8px 10px}.PolicyPage-module__n7GjhG__tierDays{font-size:.8rem}.PolicyPage-module__n7GjhG__refundBadge{padding:3px 8px;font-size:.7rem}}.PolicyPage-module__n7GjhG__effectiveDateBar{color:#64748b;background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-top:32px;padding:16px 22px;font-size:.85rem;display:flex}.PolicyPage-module__n7GjhG__effectiveDateItem{align-items:center;gap:6px;display:inline-flex}